How long does it take for Gem Visa card to arrive?

Your card will arrive approximately 10 business days after approval.

Can you use your Gem Visa card anywhere?

Gem Visa lets you shop for whatever. you want. Enjoy 6 months interest free on all Visa purchases $250 and over,^ anywhere Visa is accepted, worldwide.

Can you get cash out with Gem Visa?

You CAN withdraw money on your GEM Visa, but it’s not interest-free. As the GEM Visa is a credit card, you can withdraw money on it (known as a “cash advance), although fees do apply: Cash advance fee: New Zealand ATM withdrawal: $1.00.

How can I increase my gem visa limit?

Go to Manage Account, click on the account and Decrease Credit Limit , then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. If you would like to increase your credit limit, select the Increase credit limit option and fill in the required fields.

Is a gem Visa card a credit card?

It’s a real Gem, this credit card. With our range of products including LatitudePay, credit cards, sales finance, personal loans and consumer credit insurance, with Latitude, we work together.

How do I apply for a gem Visa?

Call our Gem Visa team on 0800 500 505 Mon to Fri 10:30am – 6:30pm. *Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine).

What is the latitude gem Visa card?

The Latitude Gem Visa offers up to 55 days interest free 1 on everyday purchases, so it’s the perfect go-to card for your everyday spending too. Ready, set, tap.

How much is the interest rate on a gem Visa?

Enjoy 6 months interest free on all Visa purchases $250 and over, ^ anywhere Visa is accepted, worldwide. ^ Gem Visa T&Cs and fees apply including a $55 establishment fee and $52 annual fee. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free term.

What is the minimum payment on a ^^gem account?

^GEM ACCOUNT credit card accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00, per credit plan.