What is an LOMC?
A LOMC is a letter that reflects an official revision and/or an amendment to an effective FIRM, which as various uses. If a property owner thinks their property has been inadvertently mapped in a SFHA, property owners or their representatives may submit a request to FEMA for a LOMC.
How do I get a LOMC?
How to Submit a Letter of Map Change (LOMC) Request
- Request an amendment or revision to a flood map.
- Upload supporting documentation.
- Pay any associated fees.
- Check the status of your submitted request.
- Review frequently asked questions about Online LOMC.
What is Loma F?
The issuance of a LOMA or LOMR-F eliminates the federal flood insurance purchase requirement as a condition of federal or federally backed financing; however, the mortgage lender retains the prerogative to require flood insurance as a condition of providing financing, regardless of the location of a structure.
What is a LOMC from FEMA?
Letter of Map Change (LOMC) is a general term used to refer to the several types of revisions and amendments to FEMA maps that can be accomplished by letter. They include Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR), and Letter of Map Revision based on Fill (LOMR-F).
How long does it take to get a Clomr?
LOMRs can result in a physical change to the existing regulatory floodway, the effective Base Flood Elevations (BFEs), or the Special Flood Hazard Area (SFHA). LOMR reviews take up to 90 days to process, are subject to an appeal period, and usually become effective within six months after they are issued.
How do I get a Loma Letter from FEMA?
The LOMA application form is on the FEMA website at https://www.fema.gov/flood-maps/change-your-flood- zone/paper-application-forms. FEMA does not charge a fee to review a LOMA request, but requesters must provide specific mapping and survey information for their property.
What does LOMC stand for?
Letter of Map Change (LOMC) Letter of Map Change (LOMC) is a general term used to refer to the several types of revisions and amendments to FEMA maps that can be accomplished by letter. They include Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR), and Letter of Map Revision based on Fill (LOMR-F). Last updated July 8, 2020
What is the online LOMC site?
What is the Online LOMC site? The Online LOMC web application allows home owners or their designated representatives to easily request a Letter of Map Change (LOMC). Use this site if your property was inadvertently included in a flood zone, or if the addition of fill elevated your property so that it is above the flood zone.
What is a letter of Map Change (LOMC)?
What is a Letter of Map Change (LOMC)? A Letter of Map Change (LOMC) is a letter which reflects an official change to an effective Flood Insurance Rate Map (FIRM). LOMCS are issued in response to a request of FEMA to revise or amend its effective flood map to remove a property or reflect changed flooding conditions on the effective map.
What is a LOMC and when is it required?
A LOMC may also be requested when a community proposes to permit encroachments upon the floodplain when a regulatory floodway has not been adopted or to permit encroachments upon an adopted regulatory floodway which will cause the base flood elevation to increase.